Really Need a College Degree?

My wife and I have college degrees. My daughter includes a college degree. My son carries a college degree and is also a college professor. However, I do not think a college education is the only selection for landing an exceptionally well paying job.

Many have faith in order to have a high paying job, you’ll want a college education. That is not true and definitely not automatic. The reality is a lot of Americans currently owe education loans. The numbers carry on and escalate, and it also generally uses a person many, ages to pay off those loans.

The Stats Are Staggering!

Here’s a quotation from articles I recently read:

“You’ve probably heard facts: Americans owe over $1.45 trillion in student loan debt, pay off among about 44 million borrowers. That’s about $620 billion over the total U.S. personal credit card debt. In fact, the standard Class of 2016 graduate has $37,172 in student loan debt, up six percent from recently.”

Years ago, while earning a living for CBS radio (where my college education meant nothing), I talked with plenty interns have been currently while attending school. I always asked them what their major was, and what they have to planned on doing after graduation. Sadly, by their answers, I was convinced a lot of them should have never even entered college.

The mantra, “college education means a great, high paying job,” is responsible for many people to obtain massive debt. And after graduation, several end up in a position that is not the high paying job they thought they can have. They then spend many years trying to repay their college loans.

There Is Another Option

A couple of weeks ago I heard a male on the radio relate how he no degree, but was making an exceptionally good substantial income. He didn’t wear a suit and tie and sit in a very cozy cubicle in the fancy and impressive business building. He was an elevator repairman.

He explained how some individuals at those fancy and impressive office buildings often mistook him for your janitor, or some other non-office sort of worker. It didn’t matter to him what anybody thought. He shared that after he gets home nightly, he doesn’t take into account money, and has now no college loans to.

There are numerous substantial jobs which do not require a degree. Yes, they call for training, however the cost of working out is a fraction of four years old year university fees. What form of jobs?

“Network managers and IT managers utilised by companies have stable, 9 to 5 jobs with good salaries, benefits, and retirement accounts. Salaries for IT managers cover anything from $53,477 and $125,101.

Depending upon metropolis of residence, court reporters can earn between $29,995 and $104,000.

Salaries for construction managers consist of $41,562 to $130,845.

Salaries for fire chiefs consist of $42,096 to $119,250.

Air traffic controllers command large salaries, around $158,966 typically.

Plumbers’ salaries can soar of up to $103,731 and beyond, based on specialties and training.

Radiation therapists have to have a two-year associate’s degree, or maybe a certificate in radiation therapy, but they also don’t need a four-year degree. Radiation therapists can earn around $116,000 12 months.”

Let The High Schoolers Know!

I’m by no means against getting a college diploma. It is definitely absolutely the right and necessary path for a lot of, although not for all. It’s really heartbreaking to discover millions carrying a lot student loan debt, but still not earning the salary they thought they’d because of their college diploma.

God expects us to get wise about our finances. In the U.S., student loan debt is 1.4 trillion dollars, and consumer credit card debt is 764 billion dollars. It would seem there is really a great lack of understanding regarding money.

Other options besides college must be explained in greater detail to high schoolers. In addition, our little ones really need sound biblically based information regarding money. I recommend Roger Braker’s book, Poverty Vs Wealth as a superb place to begin.

And, in case you have debt, I also recommend the many tools made available from Dave Ramsey, including Financial Peace University.

I’ve experienced debt before, and thankfully, aside from my mortgage, I’m free from debt. Anyone in financial trouble knows it’s actually not freedom; it’s enslaving. Learning about money and finances, and applying sound biblical principles will probably pay huge dividends, financially and mentally.

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